Our focus is on first understanding and then articulating to lenders why it is likely that loan principal will be repaid and interest paid as it falls due. We work to understand the sources and reliability of the business’ predicted cash flows and the directors’ capacity to manage their delivery.
We also seek to understand the true realisable values of underlying security.
Borrowers will provide quarterly updates and compliance certificates. If non-compliance is expected, we will work with the Borrower on an amendment process.